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Discussion Starter #1
Hi there pretty new to the forums, having great fun reading through threads and looking at nice pictures :D etc etc, anyway if you are 17-18 and just passed your test if you can afford try and start your commercial insurance as soon as possible it will really help when it comes to buy a t4.

I started out with the cheapest smallest van I could afford was a bright green berlingo :( with a few miles on the clock and not in amazing condition, but has been a great starter and racked through over 50,000 miles in 2 years, can just about sleep in it, and does pretty good miles to the gallon (maybe not the coolest motor around). well now i am about to purchase a t4 asked my insurance company (adrian flux) about changing my policy and came up as only £100 a year more. so once all goes through i will be hopefully driving round in the coolest van on the road but for less than my mates are paying on rubish 1.0-1.4l cars.

I dont know if my little story is helpful too anyone but thought i would just share it anyway. i found that french vans were much cheaper to insure at first and buy but are just utter rubbish most of the time. oh and im only 20 and paying just under a grand for third party fire and theft.

hope this may help someone

regards tim
 

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Great first post mate, sure it will be useful to some looking to buy their first T4...and welcome along, too. T:
 

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Great positive attitude Timmy A:. Hope that helps some of our younger members.

Welcome to the forum too T:
 

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Cheers guys! nice to be part of a freindly forum T:

Also when getting the insurance make sure you say you use the van for work purposes for some reason this made it cheaper. I acctually do use it for work purposes. also the usual stuff get the perants or who ever with lots of no claims on the policy but dont make them the main driver as i no some people who got into a bit of bother over it.

Tim
 

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Good point. I temporarily added my dad as a named driver (I'm 38, clean licence, full NCB, living in the middle of nowhere BTW) and my premium fell!
 

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Good idea that mateT:
Just hope my 18yr old doesn't see this post there is no way he's driving my van:eek:Got him insured on my work van,a ford escort for now, he's had a couple of small bumps already!
 

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Great ! My daughter will be driving soon and wants a Caddy so will be something I seriously look into.. Cheers for the nod, and welcome along T:
 

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Any young drivers also try aviva, they are rediculously cheap compared to other insurers.

I'm 20 with 2 years no claims and pay £499 fully comp on my 1999 2.5TDi. One of the other apprentices at my work is 22 and pays under £300 fully comp on a 2002 2.5TDi.

When I was 19 I was paying £850ish TPFT on my 1993 2.0 petrol T4 which I thought was cheap until I discovered aviva.
 

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Thanks, really interesting as my son is rather keen to drive my not-yet-purchased T5 and I thought there's no possible way I'll get insurance for him (paid £3,500 fully comp for my other son on a 1.5dci Clio!!! :( ) so maybe there is hope....:)
 

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Discussion Starter #10
Any young drivers also try aviva, they are rediculously cheap compared to other insurers.

I'm 20 with 2 years no claims and pay £499 fully comp on my 1999 2.5TDi. One of the other apprentices at my work is 22 and pays under £300 fully comp on a 2002 2.5TDi.

When I was 19 I was paying £850ish TPFT on my 1993 2.0 petrol T4 which I thought was cheap until I discovered aviva.
wow i will check aviva next time i do mine never got it that low :)
 
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