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So I'm currently fancying getting my first t4 (panel van ideally) to use as my general transport and for my hobby business, that isn't really a business yet haha.

My main issue seems to be insurance being silly expensive!! I'm 22, female and I have 3 years no claims. My initial quote for the first van I came across on ebay, on a comparison site was £2200 cheapest!

So I'm hoping that some other people have been in this position and can give me some advice...... What is the cheapest model to insure? (doesn't have to be a panel van to work for me).
Do I have to declare that I am using it for business use when it's not technically a business yet?
What's the best company to insure with?
Where do people stand on millage? (my budget is going to be between £2000-£4000) so at the lower end of my budget I'm looking at vans with fairly high millage.

Also any other advice is definitely welcome! And if anyone knows of any vans for sale that fit the bill, let me know... Thank you!!
 

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rusty heap ('95 t4)
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Try Brentacre, I've been with them for 6+ years without issues on t4, mk2 golf & B3 & B4 Passats, all as modified-both as the vehicle's modifications AND Policy modified for my needs with agreed value, mileage, use for private/commuting & business use. :cool:

Also my mrs. is insured through Brentacre with our modified mk2 golf tdi (Priced cheaper than a standard Ford Focus with the compare sites!) She was 22 when first insured by Brentacre lastyear so similar age to you:) , again policy tailored to her needs T:

Rich.
 

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So I'm currently fancying getting my first t4 (panel van ideally) to use as my general transport and for my hobby business, that isn't really a business yet haha.

My main issue seems to be insurance being silly expensive!! I'm 22, female and I have 3 years no claims. My initial quote for the first van I came across on ebay, on a comparison site was £2200 cheapest!

So I'm hoping that some other people have been in this position and can give me some advice...... What is the cheapest model to insure? (doesn't have to be a panel van to work for me).
Do I have to declare that I am using it for business use when it's not technically a business yet?
What's the best company to insure with?
Where do people stand on millage? (my budget is going to be between £2000-£4000) so at the lower end of my budget I'm looking at vans with fairly high millage.

Also any other advice is definitely welcome! And if anyone knows of any vans for sale that fit the bill, let me know... Thank you!!
Hello,

I spoke to a lovely lady at Vanwest this year and she was in the same boat as you.

I was able to get her a pretty decent quote and happy to have a look at a quote for you.

Our schemes are designed so you can add modifications at no extra charge. :)

Please feel free to PM me your number and I will call you, or give me a call on 01635 879910.

All the very best

Dan
A-Plan
 
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So I'm currently fancying getting my first t4 (panel van ideally) to use as my general transport and for my hobby business, that isn't really a business yet haha.

My main issue seems to be insurance being silly expensive!! I'm 22, female and I have 3 years no claims. My initial quote for the first van I came across on ebay, on a comparison site was £2200 cheapest!

So I'm hoping that some other people have been in this position and can give me some advice...... What is the cheapest model to insure? (doesn't have to be a panel van to work for me).
Do I have to declare that I am using it for business use when it's not technically a business yet?
What's the best company to insure with?
Where do people stand on millage? (my budget is going to be between £2000-£4000) so at the lower end of my budget I'm looking at vans with fairly high millage.

Also any other advice is definitely welcome! And if anyone knows of any vans for sale that fit the bill, let me know... Thank you!!

Good luck on the purchase, you'll love it I'm sure :)

Feel free to give us a try for insurance if you like. If you PM me your details I'd be happy to give you a call.

We can cover the van for what ever use you need, it's no problem at all.

Don't be put off by higher mileage vans, as long as they've been looked after they tend to go on forever!

Speak soon T:

Dan

Adrian Flux Insurance
 

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Try Brentacre, I've been with them for 6+ years without issues on t4, mk2 golf & B3 & B4 Passats, all as modified-both as the vehicle's modifications AND Policy modified for my needs with agreed value, mileage, use for private/commuting & business use. :cool:

Also my mrs. is insured through Brentacre with our modified mk2 golf tdi (Priced cheaper than a standard Ford Focus with the compare sites!) She was 22 when first insured by Brentacre lastyear so similar age to you:) , again policy tailored to her needs T:

Rich.
Thanks Rich ;)

If you use comparison sites, you will often hit troubles with vehicles like this. Vans are usually treated as commercial vehicles, and modifications treated as medals of bad driving. Always use a specialist insurer/broker, Us at Brentacre and the other lads above are all capable of rating it properly and should (fingers crossed) be able to find a better quote. Your age is the biggest factor above as your NCB should be earning you a cracking discount, but obviously there are other factors. Ring around the modified guys and take your pick :)
 

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So I'm currently fancying getting my first t4 (panel van ideally) to use as my general transport and for my hobby business, that isn't really a business yet haha.

My main issue seems to be insurance being silly expensive!! I'm 22, female and I have 3 years no claims. My initial quote for the first van I came across on ebay, on a comparison site was £2200 cheapest!

So I'm hoping that some other people have been in this position and can give me some advice...... What is the cheapest model to insure? (doesn't have to be a panel van to work for me).
Do I have to declare that I am using it for business use when it's not technically a business yet?
What's the best company to insure with?
Where do people stand on millage? (my budget is going to be between £2000-£4000) so at the lower end of my budget I'm looking at vans with fairly high millage.

Also any other advice is definitely welcome! And if anyone knows of any vans for sale that fit the bill, let me know... Thank you!!
I can only speak from my personal experience , I had been with Adrian flux for a couple of years ( on and off for 10 with different vans etc ) I had to chase for my renewal as this seams to always be left to the last minute.

I only have 1 year NCB but I'm 41 ,due to frustration trying to get my quotation I tried just Kampers it has now come in at £220 fully comp so I have shifted to them!.

As for business if your not a registered company surely its a hobby ?.This would be no different from taking your van to a car boot sale and selling on a Sunday morning , That's is of course assuming your not delivering in it for parcel force lol.

You maybe better off looking for a van that is registered as a motor home as I believe its cheaper tax and insurance.

Good luck

Andy
 
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